If you’re craving a warm, cozy, and chocolatey breakfast that feels like dessert, baked oats with chocolate chips is your answer! It’s delicious, easy to prepare, and packed with flavors that will make your morning extra special. Plus, it’s healthier than your average cake—so, let’s dig in!
Method
Prepare the Batter
Start by blitzing the oats in a blender to create a fine flour-like texture. This step is crucial for achieving a smooth, cake-like consistency in your baked oats. Once your oats are blitzed, transfer them to a mixing bowl. Add the mashed banana to the bowl, ensuring it’s well-mashed for a smooth texture. Then, incorporate the baking powder, cocoa powder, and SF vanilla drops (or a splash of vanilla extract) into the oat mixture. Next, pour in the milk of your choice—whether it’s almond milk or another variety. Stir everything together until the mixture is thick and well combined. The consistency should resemble a thick batter, almost like a cake batter. This will ensure your baked oats have a delightful texture that isn’t too runny.
Add the Chocolate Chips and Nuts
Now, it’s time to fold in the chocolate chips and nuts. Gently mix most of the chocolate chips into the batter, saving a few to sprinkle on top later for a melty, gooey finish. For extra crunch and flavor, add your chopped nuts of choice—walnuts are a great option. Fold these ingredients into the batter carefully so that they are evenly distributed throughout. Once everything is mixed in, pour the batter into an oven-proof dish. Use a spatula to smooth the surface, making sure it’s even and well spread out.
Top and Bake
For the final touch, sprinkle the remaining chocolate chips on top of the batter, followed by the chopped nuts. This will create a beautiful, crunchy topping once baked, adding texture and flavor to each bite. Place the dish into a preheated oven at 170°C (340°F) and bake for 16 minutes. Keep an eye on the oats as they bake—when the top is set and slightly golden, your baked oats are ready. The result should be a warm, gooey, and slightly crispy treat that’s perfect for breakfast or dessert.

Baked Oats with Chocolate Chips
Equipment
- Oven-proof dish
- Mixing bowl
- Whisk or fork
- Blender (to blitz the oats)
Ingredients
- 40 g blitzed oats
- 100 ml any milk I use almond milk, but any works!
- 0.5 tsp baking powder
- 1 tsp cocoa powder
- SF vanilla drops or a splash of vanilla extract
- 70 g mashed banana
- 29 g chocolate chips mix of milk and dark chocolate
- 6 g chopped nuts walnuts work beautifully!
Instructions
- Prepare the BatterBlitz your oats in a blender to create a fine flour-like texture.In a mixing bowl, combine the blitzed oats with mashed banana, baking powder, cocoa powder, SF vanilla drops, and milk.Stir until the mixture is thick and well-combined—this consistency is key to a cake-like texture!
- Add the Chocolate Chips and NutsFold in most of the chocolate chips, leaving a few to sprinkle on top.Pour the batter into an oven-proof dish and smooth it out.
- Top and BakeSprinkle the remaining chocolate chips and the chopped nuts on top for a delightful crunch.Bake in a preheated oven at 170°C (340°F) for 16 minutes, or until the top is set and slightly golden.
Notes
- Banana Ripeness: Use a ripe banana for the best sweetness and texture.
- Baking Time: Keep an eye on the oats—don’t overbake, as they can become too dry.
- Mixing Tip: Ensure your batter is thick for that perfect cake-like texture.






Serving Suggestions
- Enjoy your baked oats warm straight out of the oven!
- Add a dollop of Greek yogurt or a drizzle of maple syrup for extra indulgence.
- Pair it with fresh fruit, like strawberries or blueberries, for a refreshing twist.
Fun Fact
Did you know oats are a fantastic source of beta-glucan, a fiber that can help lower cholesterol? That means this tasty breakfast is also doing wonders for your heart health!
Conclusion
Baked oats with chocolate chips is the ultimate way to start your day on a sweet and satisfying note. It’s simple, customizable, and full of chocolatey goodness. Give this recipe a try—you’ll be amazed at how easy and tasty it is! Let me know how you topped your baked oats. 🍫🍌